Terms and Conditions

Welcome to Finsavvy Pro (finsavvyproup.com). These Terms and Conditions govern your use of our website and services, and by accessing or using our site, you agree to comply with and be bound by these terms.

1. Use of Site

1.1 Eligibility: You must be at least 18 years old to use this site. By using the site, you represent and warrant that you meet this requirement.
1.2 License: We grant you a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes.
1.3 Prohibited Conduct: You agree not to misuse our services, interfere with site operations, or engage in activity that could harm us or our users.

2. Financial Advice Disclaimer

2.1 Informational Purposes Only: All content on finsavvyproup.com is provided for educational and informational purposes only and does not constitute financial, investment, or professional advice.
2.2 No Guarantees: We make no representations or warranties regarding the accuracy or completeness of the content. You should consult a qualified financial professional before making any financial decisions.

3. Refund Policy

3.1 Eligibility for Refund: If you purchase any paid product or course from Finsavvy Pro and are not satisfied, you may request a refund within 30 days of your purchase date.
3.2 How to Request: To initiate a refund, please submit your request via our Contact Us form. Include your order number, purchase date, and reason for the refund.
3.3 Processing Time: We will review your request and respond within 5 business days. Approved refunds will be processed within 7–10 business days to the original payment method.
3.4 Partial or No Refund: Refunds may be declined if you have accessed more than 50% of the course content or violated these Terms and Conditions. We reserve the right to deny refunds in cases of suspected fraud or abuse.
3.5 Special Circumstances: In certain cases, Finsavvy Pro may offer credit or store credit instead of a monetary refund at our discretion.

4. Intellectual Property

All content, including articles, videos, graphics, and logos, is the property of Finsavvy Pro or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Limitation of Liability

To the fullest extent permitted by law, Finsavvy Pro, its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the site or services.

6. Contact Information

Finsavvy Pro
Business ID: 161024517
290 Bremner Blvd, Toronto, ON M5V 3L9, Canada
Phone: +1 416 170 0346

For questions or concerns regarding these Terms and Conditions, please get in touch with our support team.

7. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising under or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Toronto, Ontario.

Effective Date: January 1, 2025